A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

This has been shared on Facebook and posting it here. This is somehow an interesting message for women who try to find a rich husband or for women who are not happy of what they have.

 photo 552629_10151595818447903_922826219_n_zps33ea8162.jpg…. photo not mine…

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I’m going to be honest of what I’m going to say here.
I’m 25 this year. I’m very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.
You might say that I’m greedy, but an annual salary of $1M is considered only as middle class in New York.
My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?
I wanted to ask: what should I do to marry rich persons like you?
Among those I’ve dated, the richest is $250k annual income, and it seems that this is my upper limit.
If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.
I’m here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I’ve met a few girls who don’t have looks and are not interesting, but they are able to marry rich guys.
4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)
Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.
My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I’m not wasting time here.
From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.
Put the details aside, what you’re trying to do is an exchange of “beauty” and “money” : Person A provides beauty, and Person B pays for it, fair and square.
However, there’s a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can’t be prettier year after year.
Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It’s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.
By the terms we use in Wall Street, every trading has a position, dating with you is also a “trading position”.
If the trade value dropped we will sell it and it is not a good idea to keep it for long term – same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or “leased”.
Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

J.P. Morgan CEO


As you have noticed on my Facebook list I got tons of people there that I kept after a thorough clean up last February. I deleted those that aren’t that close to me I knew online and I met once in my life. Things were not meant to be so I decided to let them go. I don’t feel any regret at all.

For strangers who just came across to my FB page, seeing more than 250 people in my list would probably think I am pathetic. If you call it that way then be it, I don’t blame myself for that because most of those are from my elementary, high school, college and neighbors whom I got reconnected with through facebook.

Oh! To tell you the truth, I am so glad I joined FB and keep myself open for other eyes to see. Through it, I found tons of people way back in my school days. Just last night, I found two people who were my classmates in high school. Edilenson Igot was my 4th yr. h.s. classmate under Ma’am Sanchez, who was a quiet, smart, twiggy boy who just sat in one corner of our classroom tickling his guitar. I admired this kid for he was just simple yet deep.

When he accepted my request, I was grateful, I got to see his photos that concluded that he really was my classmate. He is now in New Zealand having a family of his own which is good for him. I thought wow what a fine man seeking his future outside the country, nanikay sikay ug nangita kaayohan para mo asenso!

Another one is Nelson Tunacao or “Isot” as most people called him. So nice to see his happy pictures along with Koreans. He probably works in South Korea, the pictures tell it all. Good job Isot, ‘coz you joined those people who want to be responsible and successful in life.

Duh it just feel so freakin’ good to have found several friends over the internet after almost a decade of losing contact with them. I can go on forever enumerating people who have made their way out of poverty and uplifted themselves for the better but I don’t wanna bore you with this nonsense. Just come by more often check me out…